a better way to finance

Expert capital advisors to the lower-middle market

DRAWDOWN APPROVED
$2,500,000
LINE OF CREDIT
$40M
Asset-Based Term Loan
Manufacturing
$5M
Delayed-Draw Term Loan Facility
Men's Health & Supplements
DRAWDOWN APPROVED
$2,500,000
LINE OF CREDIT
$40M
Asset-Based Term Loan
Manufacturing
$5M
Delayed-Draw Term Loan Facility
Men's Health & Supplements
Facilitating credit for SaaS, CPG, and 60+ other industries. Explore all industries we service.
$1.3B+ in successful transactions across our team. Explore our recent transactions.
Raise non-dilutive capital with more optionality, in less time, at the market's best rates and terms.
At Cirrus, we listen, strategize together, and remain a thought partner through the life of your business.
Our expertise combines with a tech-enabled debt capital markets platform to ensure the best outcomes possible. We are part-team, part-tech, and fully focused on the success of your business.
Our team brings expertise and insights from:
FEATURED TESTIMONIAL

"They provided calm, collected advice along the way, were always straightforward... it felt like they truly cared about our business.”

“We cannot speak highly enough of Cirrus and Ryan in particular. [Our] business found an incredible deal... [We] cannot be more grateful for his relentless effort to find us the solutions we needed. They continue to work on other projects for us and we are grateful that we found Ryan at Cirrus when we did!"
Eric Mendez
CFO, Tailored Industry

Empowering innovative organizations with creative capital solutions

typical BUSINESS PROFILES
Past & Current clients

$1B+ secured for American businesses

Get the funding you need, the way you need it.

Market’s Broadest Diversity of Financing Solutions

Index your company’s unique traits against granular underwriting criteria from 500+ credit investors who answer our calls and emails.
Explore solutions

Raise Capital Without Giving Up Equity

Fuel your business forward and reach your highest potential on your terms (without giving up valuable equity).
our advantage

Tailored Solutions Perfectly Curated for Your Goals

With Cirrus, your company isn't reduced to columns and rows within a spreadsheet. We commonly support our clients with value-add opportunities and relationships, beyond just capital.
our process

Over $1.3B+ raised

Financial Services
$
50
M
Senior Credit Facility
Lender Finance - Commercial
Manufacturing & Industrial
$
40
M
Asset-Based Term Loan
Manufacturing
Manufacturing & Industrial
$
8
M
Asset-Based Revolver
Transportation & Logistics
Healthcare & Wellness
$
5
M
Delayed-Draw Term Loan Facility
Men's Health & Supplements
Technology & Software
$
3.8
M
Venture Debt
B2B SaaS
Technology & Software
$
1.25
M
Term Loan
Engineering Software
Explore all transactions

Tap into the market's broadest diversity of financing solutions

Get started online

Cash Flow-based Instruments

Unsecured Term Loan
Revolving Line of Credit
Revenue-Based Investing
Working Capital Advance
Delayed-Draw Term Loan Facility

Asset-based Lending Instruments

Asset-Based Revolving Facility
Inventory Financing Facility
Invoice Factoring Facility
PO & Production Finance
Equipment Financing

Venture Debt & Esoteric Instruments

Venture & Growth Debt
IP & Patent Lending
Storied Credit
Lender Finance & Niche Credit
Explore Financing Solutions

60+ industries served

Cirrus facilitates a broad diversity of financing products to...
Explore all industries

Technology & SaaS

Non-dilutive, flexible financing and revenue acceleration tools to power your business forward

eCommerce & CPG

Working capital solutions designed for growth-focused brands, giving you the power to say "yes" more often

B2B Products & Services

Creative capital structures to fund growth and working capital, and maximize liquidity

Construction & Home Services

Increase business with the right capital partners who actually understand the construction industry
See all industries

Primary

Technology & SaaS

eCommerce & CPG

B2B Products & Services

Construction & Home Services

manufacturing

Automotive

aerospace

pharmaceuticals

chemicals

textiles

food & beverage

electronics

machinery

metals

plastics

shipbuilding

furniture

miscellaneous services

cleaning

security

employment services

pet services

childcare

funeral services

specialty retail

cosmetics

jewelry

sporting goods

office supplies

home goods

utilities

natural gas

electricity

water

energy production

construction

residential building

non-residential building

infrastructure

specialty trades

wholesale & retail trade

food distribution

apparel

pharmaceuticals distribution

electronics distribution

automobile dealership

technology & innovation

artificial intelligence

robotics

internet of things

virtual / augmented reality

blockchain

food & drink specialties

craft breweries

wineries

organic foods

Transport & storage

airlines

shipping

rail

Public transit

warehousing

info & communications

software

telecommunications

broadcasting

publishing

data services

real estate

commercial

residential

property management

Real estate services

Environmental

wind energy

solar energy

waste-to-energy

water treatment

recycling

professional services

accounting

legal

consulting

architecture & design

research & development

healthcare

hospitals

clinics

home healthcare

biotechnology

medical devices

leisure & hospitality

restaurants

hotels

amusement parks

event planning

sports facilities

Arts & entertainment

music

Film & television

publishing

Fine arts

theatre

Collapse industries

What Our Clients Are Saying

“... I was immediately impressed by his thoroughness... he introduced us to significantly more lenders than the other two did..”

Jason B.
Co-Founder, a CPG Company
“We engaged Cirrus while already being engaged with two other brokers... [They] came through with two separate offers that we were happy with... I look forward to working with [Cirrus] for funding more of our businesses."

“Ryan Ridgway is one the most professional, sound and competent financial minds I've ever had the pleasure of working with.”

Alex Abelin
Co-Founder & CEO, PlantBaby
“Cirrus blends hustle and action with patience and reason incredibly well; their team knows the right levers to pull at the right moments. Building a strong and scalable financial stack is critically important to business success, and we're doing just that with Cirrus."

“... incredibly helpful and insightful partners who ensured that we were able to get the offers we were looking for.”

Ben Attal
Co-Founder & COO, KAJ Medical
“They helped us to build our messaging and supporting documentation... while taking care of the outreach and managing the relationships with numerous investors. Huge thank you to Cirrus!”

500+ lenders

on a first-name basis within our capital markets platform. It's a big, nerdy party and you're our guest.
(less boozy punch and glow sticks, more Patagonia vests and 3-statement models)

Get started in minutes

Explore tailored credit solutions and term sheets in just days.

Credit investor ready

Submit now, get feedback within 24 hours

Explore curated, tailored investor matches

~5 - 10 days

Close with confidence

3 - 4 weeks on average
Learn how we expedite the process and how we can help you get investor ready with hands-on support.
More about our process

Looking to raise $1M+ or more in non-dilutive capital?

We typically partner with growth-focused companies that exhibit revenue traction of $5M+ per annum.

Let's talk.

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Resources

CPG

The Ultimate Guide to CPG and eCommerce Financing

January 13, 2025
2
min. read
Business Financing, Cash Flow Management

The Disadvantages of a Merchant Cash Advance

August 16, 2024
2
min. read
Business Financing, Venture Capital

Unlocking the Potential of Business Lines of Credit for Growth

August 16, 2024
2
min. read

Get Started

Cirrus is the strategic capital advisor for the Dreamers, Doers, Creators, Innovators, Builders, and Founders... because when you don't realize what you can't do, you can do some pretty cool stuff.

Let's do some cool stuff together.

Miami

miami

2222 Ponce De Leon Blvd, 2nd Floor
Coral Gables, FL 33134

New York

new york

276 Fifth Avenue, 7th Floor
New York, NY 10001

Bogota

bogota

Carrera 9 N°115-06/30
Bogotá, Colombia

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