WHO WE ARE

A capital advisory firm that's part-team, part-tech, and fully focused on your business success

A capital advisory firm that's part-team, part-tech, and fully focused on your business success everyone

Welcome to an elevated funding experience

We align your company with the most optimal credit structures from the beginning, so you can raise capital without dilution, in less time, at the market's best rates and terms.
$500K Term Loan
Apparel Brand

By the Numbers

$1.2B+
Funding Facilitated
60+
Industries funded
$4.7M
Avg. Loan Size

From hello to a successful transaction, we...

  1. Build trust on transparency
  2. Radically prioritize impact that echoes (for ages)
  3. Exchange egos for openness
  4. Measure relentlessly... then move quickly
  5. Value everyone as a business partner
We see every day as an opportunity to turn values into action through these core behaviors.
Meet the team

Meet the team working hard to drive the best possible outcomes for our valued clients, partners, and credit investors.

Ryan Ridgway

Co-Founder, Managing Partner

Rodolfo Bez

Senior Associate, Origination

Jacob Gonzalez

Co-Founder, Head of Debt Capital Markets

JD Jernigan

Vice President, Partnerships

Michael Becker

Chief Editor, Altitude News

Camilo Henao

Head of Platform Infrastructure

Our Team's Performance By The Numbers

$1.2 Billion+

Total Funded

60+

Industries Funded

$4,727,000

Average Loan Size

Values We Live By

Core Values

Build trust on transparency

From hello, we communicate with candor and clarity, creating as much certainty in the unknown as possible.

By setting realistic expectations, delivering on our promises, and navigating problem solving with unwavering integrity, we earn the trust of our colleagues and clients.

Radically prioritize impact that echoes [for ages]

Our client’s lasting success is our ultimate satisfaction. Because cash isn’t the only capital we bring to the table, we take every opportunity to add meaningful value that transcends short-term wins.

We make our work matter to those that matter.

Exchange egos for openness

We aren’t afraid to challenge, or be challenged in, our thinking. We explore with kindness, humility, and curiosity and believe that innovation is on the other side of a difficult conversation.

When we have the mic, we pass it, listen, and intentionally turn up the volume on quieter voices — forever seeking truth and excellence.

Relentlessly measure…then move quickly

Data-informed decisions beat nice ideas every time. Which is why our eagerness and enthusiasm are always backed by actionable insight. We embrace our mistakes, take strategic risks, and stay ever-prepared to make our next move swiftly.

Everyone is an entrepreneur

By embodying self-responsibility we create a culture where hard work is owned and feels worthwhile.

We each own what we’ve grown—always seeking to improve. We leverage our experiences and earned expertise to elevate our service to our dynamic clients.

Team

Founding Team

We go above and beyond to help out clients

testimonials

We go above and beyond for our clients.

Eric Mendez

CFO, Tailored Industry

"They provided calm, collected advice along the way, were always straightforward, and most importantly, it felt like they truly cared about our business.

We cannot speak highly enough of Cirrus and Ryan in particular. Right from the first call... we could tell that we might have a real chance of finding the financing our company deserved. [Our] business found an incredible deal that we were able to close before the end of the year. [We] cannot be more grateful for his relentless effort to find us the solutions we needed. They continue to work on other projects for us and we are grateful that we found Ryan at Cirrus when we did!"

"I was immediately impressed by his thoroughness... he introduced us to significantly more lenders than the other two did.

We engaged Ryan at Cirrus Capital while already being engaged with two other brokers that specialize in funding e-commerce businesses. [He] found us a lending facility that we're very happy with. We wanted something that could grow with us and also didn't have a personal guarantee. He came through with two separate offers that we were happy with and we were left to choose the best one. I look forward to working with him and the rest of the team at Cirrus for funding more of our businesses."

Jason B.

·

Co-Founder, a CPG Company

Alex Abelin

Co-Founder & CEO, PlantBaby

"Cirrus showed up for me and my company at the right time with the right tone.

Ryan Ridgway is one the most professional, sound and competent financial minds I've ever had the pleasure of working with. Cirrus blends hustle and action with patience and reason incredibly well; their team knows the right levers to pull at the right moments. Building a strong and scalable financial stack is critically important to business success, and we're doing just that with Cirrus."

Ben Attal

Co-Founder & COO, KAJ Medical

"The Cirrus team were invaluable throughout our fundraising process. Huge thank you to Cirrus!

They helped us to build our messaging and supporting documentation to be ready for large private credit funds, while taking care of the outreach and managing the relationships with numerous investors. Jacob, Ryan and Rodolfo were all incredibly helpful and insightful partners who ensured that we were able to get the offers we were looking for.

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Ryan Ridgway

Co-Founder, Managing Partner

Ryan is a highly experienced professional with a deep passion for entrepreneurship and finance. With over 10 years experience and $700M+ in career financings, he's become an expert in facilitating credit for SMB's, scaleups and lower-middle market companies. Ryan has founded 3 companies himself, raising over $20M in aggregate through both credit and equity. Through his breadth of experience and relationships, he has advised over 10 FinTech companies and made investments as an LP or angel in over 50 startups. Ryan is based in Miami, spends a few months each year in Colombia with his family, and enjoys traveling in his free time.

Location: Miami, FL

What's It Like Working With Us?

"We at Tailored Industry cannot speak highly enough of Cirrus and Ryan in particular. They provided calm, collected advice along the way, were always straightforward and most importantly, it felt like they truly cared about our business!"

Eric Mandez Portrait

Eric Mendez

CFO, Tailored Industry

"Working with Ryan and the team at Cirrus has been super simple; everything just makes sense. He's my favorite partner to work with; they respect what we need as a lender and ensure clear lines of communication between the client and our team."

Kush Kakaiya

Kush Kakaiya

BDO, Founders First Capital Partners

"Ryan’s determination doesn’t interfere with his professionalism; he combines both to his advantage. I got to experiment this first hand when he facilitated a unique financing structure in short order. This financing played a pivotal role in my recent exit!"

Brady Simmons

Brady Simmons

Fmr CEO, Signal Kit

Jacob Gonzalez

Director, Platform & Lender Relations

Jacob is a seasoned finance professional with experience in investment banking, private equity, startups, and corporate development. With over 8 years of experience and ~$1bn in carrier financings and M&A, he has demonstrated expertise across the credit spectrum and offers a unique perspective developed through his deal experience sitting on all sides of the table. Jacob has been on the ground floor at several early-stage startups and has helped raise over $50M in credit facilities for specialty finance co's. Jacob holds a Bachelor's Degree from Cornell and is a registered securities professional with his Series 63 and 79. He is based in New Jersey, and in his free time enjoys traveling, exercise, and spending time with family.

Location: New York, NY

Jacob Gonzalez
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