Evergreen Demand: Consumer needs and wants are never-ending.
Innovation and Trends: Fast-moving and incredibly dynamic.
Broad Market: Appeals to nearly every demographic.
Sustainability is key.
Cutting out the middleman is becoming increasingly popular.
Eligibility: Yes
Why it’s a fit: Inventory is often a significant asset.
Asset-based lending can provide working capital against your inventory or even account receivables.
Eligibility: Yes
Why it’s a fit: For production machinery or service delivery.
If your business relies on specialized machinery or technology, equipment financing can provide the capital needed.
Eligibility: Yes
Why it’s a fit: Effective for managing cash flow.
If you have receivables from retailers or other businesses, you can leverage them for immediate capital.
Eligibility: Yes
Why it’s a fit: Operational and ad-hoc expenses.
A line of credit is a flexible way to manage costs, from restocking inventory to launching a new marketing campaign.
Eligibility: Yes
Why it’s a fit: For large-scale inventory purchases.
If you secure a large order from a retailer or an e-commerce platform, PO financing can help you meet the demands.
Eligibility: Yes
Why it’s a fit: For store or service location expansion.
Whether you're opening a new store or expanding your spa, real estate financing can help you secure the perfect location.
Eligibility: Yes
Why it’s a fit: For high-revenue businesses with scalable opportunities.
A fantastic option for businesses that generate robust revenues and are looking for scalable growth opportunities.
Eligibility: Yes
Why it’s a fit: For small businesses and franchises.
Small businesses can get the support they need with SBA lending, from starting up to expanding operations.
Eligibility: Yes
Why it’s a fit: For major business milestones.
For big expansions or product launches, a term loan can provide the lump sum you'll need.
Eligibility: Limited
Why it’s a fit: For rapidly scaling companies.
For consumer goods startups that are growing rapidly but want to avoid giving up equity, venture debt is an option.
Eligibility: Limited
Why it’s a fit: If you’re a government supplier.
If you have contracts with government bodies, this financing solution can be particularly helpful.
Eligibility: Limited
Why it’s a fit: Sustainability or innovation-centric businesses.
For companies that are focusing on sustainability or bringing innovative consumer solutions, grants are available.
Eligibility: Yes
Why it’s a fit: A standard loan for various needs.
Traditional lender financing remains a popular choice for a wide range of business needs.
Eligibility: Yes
Why it’s a fit: Quick cash for immediate needs.
For immediate capital requirements like an unexpected advertising opportunity, business cash advances are quick but often expensive.
FAQ
While Cirrus facilitates a broad diversity of financing products to most industries and business stages, we're not a great fit for every company. We're focused on US-based businesses who wish to raise greater than $1M in non-dilutive capital.
We find the most success working with companies with greater than $3M in annual revenue and/or $3M in assets such as accounts receivable, inventory or equipment. We frequently work with loss-making (cash burning) companies, but they should have 4-6+ months of cash runway and line of sight into future profitability.
If we're successful in matching your company with the right investor(s) and you decide to move forward towards a consummated transaction, Cirrus earns a small percentage of capital committed to your company, generally between 1-3%. We charge our fee after a successful fundraise takes place and funds are transferred to your business account.
Additionally, as needed, our team can help you ensure your company is in the best position possible to successfully raise capital. Our talented team can advise on and directly create materials such as financial models and presentation decks. We can also be instrumental in financial reconciliation and other FP&A functions so that your business is well organized as you approach investor conversations. These services are offered on an optional, as-needed basis at an agreed upon rate, no surprises!
We take the security and privacy of your sensitive business information very seriously at Cirrus. During every step of our process, we're reliant on technology and third-party solutions that must adhere to strict security standards such as ISO 27001 compliance, SOC 2 compliance and AES 256-bit encryption.
You can review our privacy policy and terms & conditions at any time and reach out to hello@cirruscap.com with any questions.