Our Process

Streamline financing for your company

Raise non-dilutive capital with more optionality, in less time, at the market's best rates and terms.

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Process

Our Process Why Us?Solutions Recent Transactions

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Step 1

Credit investor ready

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During every step of our process, we're reliant on technology and third-party solutions that must adhere to strict security standards such as ISO 27001 compliance, SOC 2 compliance and AES 256-bit encryption.

Optimized for exactly what credit investors are looking for

Explore curated lender matches and term sheets

Step 2

Review curated investor matches and term sheets

~5 - 10 days

Access to our capital markets platform with 500+ credit investors

Discover curated financing options that perfectly align with your specific needs

We analyze your company’s traits against granular lender criteria to present the best matches and term sheets.

Relationships with 500+ credit investors, including...

Step 3

Close with confidence

3-4 weeks on average

We liaise in all correspondence, so you can stay focused on your business.

Our capital markets experts ensure everyone is understanding and comfortable with the terms before proceeding.

Streamlined processes ensure you close quickly while maintaining quality and clarity.

From hello to a successful transaction, we...

Build trust on transparency
Radically prioritize impact that echoes (for ages)
Exchange egos for openness
Measure relentlessly... then move quickly
Value everyone as a business partner

We see every day as an opportunity to turn values into action through these core behaviors.

What Our Clients Are Saying

“Ryan Ridgway is one the most professional, sound and competent financial minds I've ever had the pleasure of working with.”

Alex Abelin

Co-Founder & CEO, PlantBaby

“Cirrus blends hustle and action with patience and reason incredibly well; their team knows the right levers to pull at the right moments. Building a strong and scalable financial stack is critically important to business success, and we're doing just that with Cirrus."

“... incredibly helpful and insightful partners who ensured that we were able to get the offers we were looking for.”

Ben Attal

Co-Founder & COO, KAJ Medical

“They helped us to build our messaging and supporting documentation... while taking care of the outreach and managing the relationships with numerous investors. Huge thank you to Cirrus!”

We recommend working with Cirrus as they get the job done and they get it done quickly. Cirrus is very easy to work with, very helpful throughout the process.

Jonah R.

Entrepreneur, a Beauty Retail Org

The Cirrus team was available at all times when we needed it. They provided advice, guidance, and expertise that was always on point. The Cirrus team means it when they say they only take on a client if they are confident of a successful outcome, and when rubber meets the road that is exactly what they did; Cirrus under promised, and over delivered! Jacob Gonzalez led an amazing process and was an A+ person to work with!

“... I was immediately impressed by their thoroughness... they introduced us to significantly more lenders..”

Jason B.

Co-Founder, a CPG Company

“Cirrus came through with two separate offers that we were happy with... I look forward to working with them for funding more of our businesses."

"Very efficient with connecting us to lenders to fit our business needs."

Dylan Primose

CFO, Lift Foils

Why raise credit with Cirrus?

Hands-on support

We're more than just a tech platform, we're your trusted advisor and key capital markets function within your business.

We manage investors

Our role leads to increased credibility and smooth communication with over 500+ lenders who answer our emails and phone calls.

Proven expertise

We've facilitated and advised on over $1.3B in credit placements across 60 industries and every setting and use case imaginable.

Value-add relationship

Although our core role is focused on raising credit, we're constantly providing value to our clients through accretive introductions and relationships.

Fair, below-market pricing model

Get spoiled with the service standards of an elite investment bank under a lite, success-centric cost structure.

Tap into the market's broadest diversity of financing solutions

Get started online

Over $1.3B+ raised

Non-Exclusive

Financial Services

200

Senior Credit Facility

Lender Finance - Commercial

Non-Exclusive

Financial Services

Senior Credit Facility

Lender Finance - Commercial

Non-Exclusive

Manufacturing & Industrial

Asset-Based Term Loan

Manufacturing

Exclusive

Financial Services

Junior Credit Facility

Lender Finance - Commercial

Exclusive

Manufacturing & Industrial

Invoice Financing

Transportation & Logistics

Non-Exclusive

Manufacturing & Industrial

Asset-Based Revolver

Facilities Management

Explore all transactions

Streamline financing for your company

Credit investor ready

Upload Documents Securely

Optimized for exactly what credit investors are looking for

Explore curated lender matches and term sheets

Review curated investor matches and term sheets

Access to our capital markets platform with 500+ credit investors

Discover curated financing options that perfectly align with your specific needs

We analyze your company’s traits against granular lender criteria to present the best matches and term sheets.

Close with confidence

We liaise in all correspondence, so you can stay focused on your business.

Our capital markets experts ensure everyone is understanding and comfortable with the terms before proceeding.

Streamlined processes ensure you close quickly while maintaining quality and clarity.

From hello to a successful transaction, we...

What Our Clients Are Saying

Why raise credit with Cirrus?

Hands-on support

We manage investors

Proven expertise

Value-add relationship

Fair, below-market pricing model

Tap into the market's broadest diversity of financing solutions

Cash Flow-based Instruments

Asset-based Lending Instruments

Venture Debt & Esoteric Instruments

Over $1.3B+ raised

Looking to raise $1M+ or more in non-dilutive capital?

Let's talk.

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