Our Process

Streamline financing for your company

Raise non-dilutive capital with more optionality, in less time, at the market's best rates and terms.

Step 1

Credit investor ready

Submit now, get feedback in 24 hours

Upload Documents Securely

During every step of our process, we're reliant on technology and third-party solutions that must adhere to strict security standards such as ISO 27001 compliance, SOC 2 compliance and AES 256-bit encryption.

Optimized for exactly what credit investors are looking for

Explore curated lender matches and term sheets

Step 2

Review curated investor matches and term sheets

~5 - 10 days

Access to our capital markets platform with 500+ credit investors

Discover curated financing options that perfectly align with your specific needs

We analyze your company’s traits against granular lender criteria to present the best matches and term sheets.

Relationships with 500+ credit investors, including...
Step 3

Close with confidence

3-4 weeks on average

We liaise in all correspondence, so you can stay focused on your business.

Our capital markets experts ensure everyone is understanding and comfortable with the terms before proceeding.

Streamlined processes ensure you close quickly while maintaining quality and clarity.

From hello to a successful transaction, we...

  1. Build trust on transparency
  2. Radically prioritize impact that echoes (for ages)
  3. Exchange egos for openness
  4. Measure relentlessly... then move quickly
  5. Value everyone as a business partner
We see every day as an opportunity to turn values into action through these core behaviors.

“... I was immediately impressed by his thoroughness... he introduced us to significantly more lenders than the other two did..”

Jason B.
Co-Founder, a CPG Company
“We engaged Cirrus while already being engaged with two other brokers... [They] came through with two separate offers that we were happy with... I look forward to working with [Cirrus] for funding more of our businesses."

“Ryan Ridgway is one the most professional, sound and competent financial minds I've ever had the pleasure of working with.”

Alex Abelin
Co-Founder & CEO, PlantBaby
“Cirrus blends hustle and action with patience and reason incredibly well; their team knows the right levers to pull at the right moments. Building a strong and scalable financial stack is critically important to business success, and we're doing just that with Cirrus."

"They provided calm, collected advice along the way, were always straightforward... it felt like they truly cared about our business.”

Eric Mendez
CFO, Tailored Industry
“We cannot speak highly enough of Cirrus and Ryan in particular. [Our] business found an incredible deal... [We] cannot be more grateful for his relentless effort to find us the solutions we needed. They continue to work on other projects for us and we are grateful that we found Ryan at Cirrus when we did!"

“... incredibly helpful and insightful partners who ensured that we were able to get the offers we were looking for.”

Ben Attal
Co-Founder & COO, KAJ Medical
“They helped us to build our messaging and supporting documentation... while taking care of the outreach and managing the relationships with numerous investors. Huge thank you to Cirrus!”

Why raise credit with Cirrus?

Hands-on support

We're more than just a tech platform, we're your trusted advisor and key capital markets function within your business.

We manage investors

Our role leads to increased credibility and smooth communication with over 500+ lenders who answer our emails and phone calls.

Proven expertise

We've facilitated and advised on over $1.2B in credit placements across 60 industries and every setting and use case imaginable.

Value-add relationship

Although our core role is focused on raising credit, we're constantly providing value to our clients through accretive introductions and relationships.

Fair, below-market pricing model

Get spoiled with the service standards of an elite investment bank under a lite, success-centric cost structure.

Over $1.2B+ raised

Non-Exclusive
Financial Services
$
200
M
Senior Credit Facility
Lender Finance - Commercial
Non-Exclusive
Financial Services
$
50
M
Senior Credit Facility
Lender Finance - Commercial
Non-Exclusive
Manufacturing & Industrial
$
40
M
Asset-Based Term Loan
Manufacturing
Exclusive
Financial Services
$
15
M
Junior Credit Facility
Lender Finance - Commercial
Exclusive
Manufacturing & Industrial
$
10
M
Invoice Financing
Transportation & Logistics
Non-Exclusive
Manufacturing & Industrial
$
8
M
Asset-Based Revolver
Transportation & Logistics
Explore all transactions

Looking to raise $1M+ or more in non-dilutive capital?

Let's talk.

Intended Use* (Select all that apply)
Thank you! Your submission has been received!
Oops, something went wrong. Please confirm you filled in all Required* fields and try again.
TYPICAL FUNDAMENTALS
$3M+
in annual revenue or business assets