What is
Cirrus is your premier marketplace and platform for connecting founders and companies with lenders and capital providers.
Cirrus is your premier marketplace and platform for connecting founders and companies with lenders and capital providers.
Market Insights
The Asset-Based Lending market has been on an upward trajectory for years. According to Deloitte's Annual ABL Report:
These numbers illustrate the growing importance of asset-based lending as a robust, flexible financial tool for modern businesses.
Why Cirrus?
With over 100 years in the financial industry, we have the experience to guide you through the complexities of asset-based lending.
Tailored solutions to meet your business's specific financial requirements.
Quick approval processes and adaptable terms, to get you the capital you need when you need it.
Ideal Candidates
Companies with annual revenues ranging from $5 million to $500 million.
Businesses experiencing rapid growth, typically 20% or more YOY.
Companies undergoing restructuring or emerging from bankruptcy.
How to Get Started
Contact our Asset-Based Lending experts for a comprehensive analysis of your assets and financial needs.
Our team will appraise your assets to determine the lending value.
Completion of all necessary financial documentation and compliance checks.
Explore a wide array of funding options and investors from various industries.
FAQ
While Cirrus facilitates a broad diversity of financing products to most industries and business stages, we're not a great fit for every company. We're focused on US-based businesses who wish to raise greater than $1M in non-dilutive capital.
We find the most success working with companies with greater than $3M in annual revenue and/or $3M in assets such as accounts receivable, inventory or equipment. We frequently work with loss-making (cash burning) companies, but they should have 4-6+ months of cash runway and line of sight into future profitability.
If we're successful in matching your company with the right investor(s) and you decide to move forward towards a consummated transaction, Cirrus earns a small percentage of capital committed to your company, generally between 1-3%. We charge our fee after a successful fundraise takes place and funds are transferred to your business account.
Additionally, as needed, our team can help you ensure your company is in the best position possible to successfully raise capital. Our talented team can advise on and directly create materials such as financial models and presentation decks. We can also be instrumental in financial reconciliation and other FP&A functions so that your business is well organized as you approach investor conversations. These services are offered on an optional, as-needed basis at an agreed upon rate, no surprises!
We take the security and privacy of your sensitive business information very seriously at Cirrus. During every step of our process, we're reliant on technology and third-party solutions that must adhere to strict security standards such as ISO 27001 compliance, SOC 2 compliance and AES 256-bit encryption.
You can review our privacy policy and terms & conditions at any time and reach out to hello@cirruscap.com with any questions.