Critical to Other Industries: Without B2B products, many sectors would be non-functional.
Predictable Revenue Streams: Longer contracts yield stability.
High Margins: Custom solutions often mean higher profitability.
Dominating the landscape, offering scalable solutions.
Demand has surged for tools that facilitate remote work.
Eligibility: Yes
Why it’s a fit: Useful for companies with substantial physical assets or inventory.
Great for companies that have valuable assets like machinery, technology, or even intellectual property.
Eligibility: Yes
Why it’s a fit: For specialized machinery or tech.
If you need high-tech servers or specialized machinery, this is your go-to option.
Eligibility: Yes
Why it’s a fit: B2B usually involves delayed payments.
You can finance your invoices if your clients are slow in paying their dues, a common issue in the B2B space.
Eligibility: Yes
Why it’s a fit: For working capital and other operational expenses.
A line of credit offers the flexibility to manage regular operational costs, including payroll and supply chain financing.
Eligibility: Yes
Why it’s a fit: For large scale orders.
If you land a big client and need immediate capital to fulfill the order, PO financing is a solid option.
Eligibility: Yes
Why it’s a fit: For factory or office spaces.
To buy or expand an operational building or production facility, real estate financing can be quite beneficial.
Eligibility: Yes
Why it’s a fit: Suited for businesses with steady revenue streams.
Fast-growing companies can benefit greatly from this, leveraging their steady revenue for more capital.
Eligibility: Yes
Why it’s a fit: For small businesses and startups.
For smaller enterprises looking to kickstart their operations, SBA lending provides a lower-risk avenue.
Eligibility: Yes
Why it’s a fit: For significant expansion projects or acquisitions.
Great for enterprises looking to acquire smaller competitors or to expand their operations considerably.
Eligibility: Yes
Why it’s a fit: For fast-growth companies.
When you're scaling fast and want to extend your runway without giving up equity, venture debt is a savvy option.
Eligibility: Limited
Why it’s a fit: For companies fulfilling government contracts.
Government contracts can be lucrative but often have long payment terms. This financing option can bridge the gap.
Eligibility: Limited
Why it’s a fit: For companies focusing on innovation.
If your B2B services include innovative technology or methods, grants might be available.
Eligibility: Yes
Why it’s a fit: A general-purpose loan for various business needs.
Typically based on your company’s creditworthiness, these loans are versatile and can be used for multiple purposes.
Eligibility: Yes
Why it’s a fit: For immediate, short-term capital needs.
Quick capital but usually at a higher cost, suitable for short-term requirements like an unexpected equipment failure.
FAQ
While Cirrus facilitates a broad diversity of financing products to most industries and business stages, we're not a great fit for every company. We're focused on US-based businesses who wish to raise greater than $1M in non-dilutive capital.
We find the most success working with companies with greater than $3M in annual revenue and/or $3M in assets such as accounts receivable, inventory or equipment. We frequently work with loss-making (cash burning) companies, but they should have 4-6+ months of cash runway and line of sight into future profitability.
If we're successful in matching your company with the right investor(s) and you decide to move forward towards a consummated transaction, Cirrus earns a small percentage of capital committed to your company, generally between 1-3%. We charge our fee after a successful fundraise takes place and funds are transferred to your business account.
Additionally, as needed, our team can help you ensure your company is in the best position possible to successfully raise capital. Our talented team can advise on and directly create materials such as financial models and presentation decks. We can also be instrumental in financial reconciliation and other FP&A functions so that your business is well organized as you approach investor conversations. These services are offered on an optional, as-needed basis at an agreed upon rate, no surprises!
We take the security and privacy of your sensitive business information very seriously at Cirrus. During every step of our process, we're reliant on technology and third-party solutions that must adhere to strict security standards such as ISO 27001 compliance, SOC 2 compliance and AES 256-bit encryption.
You can review our privacy policy and terms & conditions at any time and reach out to hello@cirruscap.com with any questions.