Why Should Investors Be Excited?

Essential Role: Wholesalers are indispensable in supply chains.

Volume Business: High-quantity orders mean bigger deals.

Global Reach: With international trade, the sky's the limit.

Industry Trends

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E-commerce Integration

Digital is affecting even traditional wholesale models.

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Sustainability

Eco-friendly practices are becoming more vital.

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Asset-Based Lending

Eligibility: Yes

Why it’s a fit: High inventory levels.

Overview

Wholesale businesses typically have substantial inventory, making asset-based lending an excellent fit for generating quick working capital.

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Equipment Financing

Eligibility: Yes

Why it’s a fit: Warehouse and logistics equipment.

Overview

For the purchase or upgrade of warehouse management systems, forklifts, and other equipment, this type of financing is ideal.

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Invoice Financing

Eligibility: Yes

Why it’s a fit: Frequent high-value invoices.

Overview

This is particularly useful when dealing with retailers who often take time to pay for large orders, ensuring smooth cash flow.

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Line of Credit

Eligibility: Yes

Why it’s a fit: Ongoing operational costs.

Overview

Given the cyclical nature of the wholesale business, a line of credit provides the flexibility to cover varied costs.

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PO Financing

Eligibility: Yes

Why it’s a fit: To fulfill large orders.

Overview

This is useful when you need to acquire additional inventory to meet an increase in demand or a large one-time order.

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Real Estate Financing

Eligibility: Yes

Why it’s a fit: For warehouse or distribution center expansion.

Overview

If you’re looking to expand your physical footprint, real estate financing can help secure the perfect location.

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Revenue-Based Financing

Eligibility: Limited

Why it’s a fit: For high-revenue businesses seeking to scale.

Overview

This option is more viable for wholesalers with high-margin goods and consistent revenue.

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SBA Lending

Eligibility: Yes

Why it’s a fit: Particularly useful for smaller wholesalers.

Overview

SBA loans can provide smaller wholesale businesses with the means to compete effectively.

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Term Loan

Eligibility: Yes

Why it’s a fit: For significant business initiatives.

Overview

Ideal for long-term projects or significant capital investments like a new warehouse facility.

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Venture Debt

Eligibility: Limited

Why it’s a fit: For fast-scaling, high-margin operations.

Overview

For wholesalers dealing in specialty or high-demand products, venture debt might be a useful tool.

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Government Receivables Financing

Eligibility: Limited

Why it’s a fit: For government contractors.

Overview

This is a handy solution if you supply goods to government bodies and need to finance receivables.

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Grants

Eligibility: Limited

Why it’s a fit: For sustainable or innovative practices.

Overview

If you're introducing eco-friendly practices or unique technologies, grants might be available.

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Lender Financing

Eligibility: Yes

Why it’s a fit: A general loan for various needs.

Overview

Traditional lender financing offers a lot of flexibility and can serve various needs based on your business profile.

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Business Cash Advance

Eligibility: Yes

Why it’s a fit: Immediate cash for short-term needs.

Overview

For short-term needs like bridging cash flow gaps, business cash advances are quick but usually come with high fees.

FAQ

Is Cirrus for all companies?

How much will a capital raise cost me?

How do I know my information is safe?