Constant Demand: People always need to eat!
Innovation: From plant-based options to meal kits, the industry is always innovating.
Global Market: Culinary globalization is real. Ethnic foods and international brands are more accessible than ever.
Consumers are leaning towards organic, health-conscious choices.
Has grown significantly due to lifestyle changes.
Eligibility: Yes
Why it’s a fit: Inventory and kitchen equipment can be leveraged.
This method can be useful when there’s a need to quickly ramp up supplies or during a seasonal push.
Eligibility: Yes
Why it’s a fit: For those expensive kitchen appliances and tech.
Kitchen tech, delivery vehicles, or even dining furnishings can be financed through this option.
Eligibility: Limited
Why it’s a fit: Useful for B2B operations like catering or wholesale.
Cash flow can be managed more efficiently, especially when dealing with clients who are slow to pay.
Eligibility: Yes
Why it’s a fit: For routine and unexpected expenses.
Line of credit can offer quick funds for marketing pushes or to cover unexpected repair costs.
Eligibility: Limited
Why it’s a fit: For large, specialized orders.
Useful when there's a large banquet or a special menu for a significant event.
Eligibility: Yes
Why it’s a fit: For restaurant owners looking to expand or renovate.
An excellent way for businesses to expand their footprint or update existing spaces.
Eligibility: Yes
Why it’s a fit: For fast-growing eateries or food tech companies.
Quick to secure and can be paid back through future revenue streams.
Eligibility: Yes
Why it’s a fit: For small to mid-sized businesses looking for growth.
Government-backed and designed to support small businesses in their early stages.
Eligibility: Yes
Why it’s a fit: For substantial one-off investments like a new branch.
A lump sum to cover big investments like launching a new location or a significant refurbishment.
Eligibility: Yes
Why it’s a fit: For fast-growing food tech companies.
A less dilutive way to extend the business runway, especially suitable for food tech ventures with strong venture capital backing.
Eligibility: Limited
Why it’s a fit: For businesses that have government contracts for food supply.
A quick way to finance against the receivables from government contracts or subsidies.
Eligibility: Limited
Why it’s a fit: For sustainable or socially impactful ventures.
Businesses focusing on sustainability or social impact might be eligible for specific grants.
Eligibility: Yes
Why it’s a fit: A standard loan for a variety of needs.
A more traditional loan route that can be used for anything from marketing to inventory.
Eligibility: Yes
Why it’s a fit: For immediate needs like emergency repairs.
Quick but usually expensive, these are for urgent short-term capital needs.
FAQ
While Cirrus facilitates a broad diversity of financing products to most industries and business stages, we're not a great fit for every company. We're focused on US-based businesses who wish to raise greater than $1M in non-dilutive capital.
We find the most success working with companies with greater than $3M in annual revenue and/or $3M in assets such as accounts receivable, inventory or equipment. We frequently work with loss-making (cash burning) companies, but they should have 4-6+ months of cash runway and line of sight into future profitability.
If we're successful in matching your company with the right investor(s) and you decide to move forward towards a consummated transaction, Cirrus earns a small percentage of capital committed to your company, generally between 1-3%. We charge our fee after a successful fundraise takes place and funds are transferred to your business account.
Additionally, as needed, our team can help you ensure your company is in the best position possible to successfully raise capital. Our talented team can advise on and directly create materials such as financial models and presentation decks. We can also be instrumental in financial reconciliation and other FP&A functions so that your business is well organized as you approach investor conversations. These services are offered on an optional, as-needed basis at an agreed upon rate, no surprises!
We take the security and privacy of your sensitive business information very seriously at Cirrus. During every step of our process, we're reliant on technology and third-party solutions that must adhere to strict security standards such as ISO 27001 compliance, SOC 2 compliance and AES 256-bit encryption.
You can review our privacy policy and terms & conditions at any time and reach out to hello@cirruscap.com with any questions.