Why Should Investors Be Excited?

Constant Demand: People always need to eat!

Innovation: From plant-based options to meal kits, the industry is always innovating.

Global Market: Culinary globalization is real. Ethnic foods and international brands are more accessible than ever.

Industry Trends

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Health & Wellness

Consumers are leaning towards organic, health-conscious choices.

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Online Food Delivery

Has grown significantly due to lifestyle changes.

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Asset-Based Lending

Eligibility: Yes

Why it’s a fit: Inventory and kitchen equipment can be leveraged.

Overview

This method can be useful when there’s a need to quickly ramp up supplies or during a seasonal push.

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Equipment Financing

Eligibility: Yes

Why it’s a fit: For those expensive kitchen appliances and tech.

Overview

Kitchen tech, delivery vehicles, or even dining furnishings can be financed through this option.

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Invoice Financing

Eligibility: Limited

Why it’s a fit: Useful for B2B operations like catering or wholesale.

Overview

Cash flow can be managed more efficiently, especially when dealing with clients who are slow to pay.

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Line of Credit

Eligibility: Yes

Why it’s a fit: For routine and unexpected expenses.

Overview

Line of credit can offer quick funds for marketing pushes or to cover unexpected repair costs.

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PO Financing

Eligibility: Limited

Why it’s a fit: For large, specialized orders.

Overview

Useful when there's a large banquet or a special menu for a significant event.

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Real Estate Financing

Eligibility: Yes

Why it’s a fit: For restaurant owners looking to expand or renovate.

Overview

An excellent way for businesses to expand their footprint or update existing spaces.

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Revenue-Based Financing

Eligibility: Yes

Why it’s a fit: For fast-growing eateries or food tech companies.

Overview

Quick to secure and can be paid back through future revenue streams.

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SBA Lending

Eligibility: Yes

Why it’s a fit: For small to mid-sized businesses looking for growth.

Overview

Government-backed and designed to support small businesses in their early stages.

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Term Loan

Eligibility: Yes

Why it’s a fit: For substantial one-off investments like a new branch.

Overview

A lump sum to cover big investments like launching a new location or a significant refurbishment.

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Venture Debt

Eligibility: Yes

Why it’s a fit: For fast-growing food tech companies.

Overview

A less dilutive way to extend the business runway, especially suitable for food tech ventures with strong venture capital backing.

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Government Receivables Financing

Eligibility: Limited

Why it’s a fit: For businesses that have government contracts for food supply.

Overview

A quick way to finance against the receivables from government contracts or subsidies.

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Grants

Eligibility: Limited

Why it’s a fit: For sustainable or socially impactful ventures.

Overview

Businesses focusing on sustainability or social impact might be eligible for specific grants.

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Lender Financing

Eligibility: Yes

Why it’s a fit: A standard loan for a variety of needs.

Overview

A more traditional loan route that can be used for anything from marketing to inventory.

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Business Cash Advance

Eligibility: Yes

Why it’s a fit: For immediate needs like emergency repairs.

Overview

Quick but usually expensive, these are for urgent short-term capital needs.

FAQ

Is Cirrus for all companies?

How much will a capital raise cost me?

How do I know my information is safe?